Working Capital Finance


To enable the lenders understand all the nuances of working capital finance from appraisal to retirement including scrutinizing the financial statements.

Course Coverage

  • Need for working capital
  • Types of working capital finance
  • Balance Sheet & Profit Loss accounts
  • Cash and Funds Flow statements
  • Various Ratios
  • Different Methods of Appraisal
  • Documentation
  • Security - precautions in obtention of different types of security
  • Management of security
  • WC for different types of industry
  • MSME
  • Treatment of failed loans
  • Risk Management

Target Audience

Officials in BFS Industry working/ to be posted in the credit desks

Course Duration

2-3 days

Benefits to the organization

  • Understanding in detail about the Nuances of financial statements
  • Help curing the credit based on the symptoms
  • Extending Quality Credit
  • Better Credit Management
  • Less NPA